CIBC (TSX, NYSE: CM) is a leading Canadian-based financial institution with a market capitalization of $30.1 billion and a Tier 1 capital ratio of 14.7%. We have three major businesses - Retail and Business Banking, Wealth Management and Wholesale Banking- focused in Canada and around the world. CIBC provides a full range of financial products and services to 11 million clients. We have more than 42,000 employees dedicated to helping our clients achieve what matters to them, delivering consistent and sustainable earnings for our shareholders; and giving back to our communities.